THE OVERTURE SOLUTION

We have extensive experience in origination and post-closing services, institutional, whole loan, and servicing acquisition due diligence, collateral recovery, HMDA and forensic compliance reviews, whole loan sales, agency deliveries, and securitizations.

The Overture Solution suite is a high-performance loan decisioning system that can be used for loan-level and pool risk assessment, eligibility, and pricing of new and seasoned assets. The system brings consistency, auditability, and transparency to the enterprise lending process and helps create more suitable loans for borrowers.

Expertise + Tools = Results

ORIGINATIONS
ORIGINATIONS
3RD PARTY DATA
UNDERWRITING
SPECIAL SERVICING
INVESTORS
SPECIAL SERVICERS
ACQUISITIONS
Our software products support the key process areas of the loan value chain
01
ADMINISTRATION PORTAL
02
SEAMLESS INTERFACES
03
RULES MANAGEMENT
04
AUTOMATED DECISION SUITE
Company setup, Product and Pricing Management, user and multi-tenant roles; company/user/role-based access; privilege-based pipeline view and case data view.
Comprehensive credit services to retrieve and fully parse credit data. Integration services to enable seamless communication with Credit, AVM, or other electronic data providers.
Multiple investor programs including: GSEs, Govt. Programs & client-supplied programs. Rule management system for development and testing of loan programs.
Sophisticated rules-driven decisioning to present product eligibility, pricing & underwriting recommendations. Highly flexible input and messaging with complete case history

Overture Features

RULE BASED PRICING AND PRODUCT ELIGIBILITY
NEAR MISS / CLOSE CALL MESSAGING
“DU LIKE” AUS FINDINGS
RISK BASED PRICING
VARIOUS PRICING REQUEST OPTIONS
VENDOR OR CLIENT SUPPORTED RULES
PRICING MARKUPS AND OVERRIDES
DETAILED INELIGIBLE AND VALIDATION MESSAGES
EFFECTIVE DATING FOR ELIGIBILITY AND CREDIT POLICIES
NET PRICING CALCULATIONS WITH LIMITS
THIRD PARTY DATA INTERFACES
FLEXIBLE IMPLEMENTATION AND SAAS MODEL