Third Party Review (TPR) Services

We have extensive experience in origination and post-closing services, institutional, whole loan, and servicing acquisition due diligence, collateral recovery, HMDA and forensic compliance reviews, whole loan sales, agency deliveries and securitizations.

EVOLVE IS APPROVED BY ALL RATING AGENCIES FOR RMBS THIRD PARTY REVIEW.

Evolve’s experienced management team and staff have proven expertise in loan level diligence and extensive knowledge of industry best practices.

Evolve has a state of the art proprietary underwriting platform that is integrated with ComplianceEase to provide comprehensive diligence on a variety of loan types including:

  • QM
  • Non QM
  • Jumbo
  • Investor Loans
  • Fix and Flip
  • Reverse

Evolve can customize scopes and cover all aspects of the loan manufacturing process to ensure the loan is compliant with underwriting guidelines. Scopes can be combined to fit the review type and purpose. Review scopes include:

  • Credit Underwriting
  • Compliance
  • Valuation
  • Data Integrity
  • Fraud
  • Legal/Modification Documents
  • Tax and Title
  • Payment History/Collection Comments

Evolve performs reviews for all types of transactions including:

  • Portfolio trades/Acquisition
  • Warehouse Financing
  • Securitization

Securitization reviews are conducted in accordance with the NRSRO standards for credit, valuation, regulatory compliance, data integrity, exception tracking and reporting. Accordingly, Evolve issues a findings report, ASF data file and attestation letters as required.