Where Evolution Happens

With over 40 years of experience in the banking and mortgage industries, and over 25 years in mortgage outsourcing, Paul Anselmo has grown Evolve from its early roots in 1991 to one of the nation’s largest mortgage outsourcing companies with over 500 team members. Anselmo directs the vision and strategic direction for Evolve, ensuring the company is always at the forefront with advanced technologies and innovative business process services.

Prior to founding Evolve, he served as founder, president and CEO of Mortgage Resource Network (MRN), which was acquired by Clayton Holdings in 2006. In 2007, after leaving Clayton, Anselmo founded MRN3, a thriving outsourcing company that was renamed Evolve in 2018. Anselmo has served as partner and executive vice president for a leading provider of mortgage due diligence and origination support services and served as a senior officer for an $87 billion bank holding company.

Recognized as a thought leader in the mortgage industry, Anselmo has been quoted many times in leading mortgage banking and technology publications. He is also a frequent speaker at Mortgage Bankers Association conferences. He graduated with a Bachelor’s in Economics and Finance from the University of Texas at Dallas.

As president of Evolve’s Originations division, Gregg Meyer is responsible for developing new business relationships, overseeing staff development, production and helping the company’s clients scale origination business. Meyer has helped the company achieve continuous year-over-year growth since he joined the firm in 2008—achievements that led to his recognition as a 2019 HousingWire Vanguard Award winner. With more than 35 years of mortgage banking experience, Meyer is knowledgeable in both entrepreneurial and corporate environments and has delivered exceptional results in previous executive roles in retail, wholesale and correspondent lending. Meyer graduated with a degree in Sociology and Economics from Southern Oregon University.

As COO, Cathy Hunt is responsible for overseeing Evolve’s daily diligence pipeline and client services for many key clients. She has seen success at every stage of her 20-year mortgage industry career and brings an extensive knowledge base and perspective to the company’s diligence and compliance services. A former top producing loan officer, Hunt has held several roles since joining Evolve in 2009, including vice president of legal and compliance services and executive vice president of operations. She has helped streamline the company’s operations and workflows, led efforts to comply with regulatory changes—including RESPA 2010 Rule and TRID—and oversaw diligence teams that performed billions in loan reviews in 2019. She was also instrumental in leading Evolve’s drive into the third-party review market and its expansion into non-QM origination and acquisition support services. In 2019, Hunt was named a HousingWire HW Insider in recognition of her vital contributions to help both Evolve and the mortgage industry function smoothly.

Charles E. Epperson brings to Evolve more than 20 years of information systems and IT management experience in operations, programming, business analysis, software design and development, electronic commerce and eNote and eMortgage technologies and implementation. A founding father of the eMortgage movement, Epperson joined Evolve in 2009 after spending 10 years with Stewart Title, where he led the company’s eMortgage technology and development efforts. He is active in the research, development and implementation of paperless real estate transactions, electronic intelligent document production, electronic mortgage transactions and e-closings.

Through his work with the Property Records Industry Association (PRIA) and the Mortgage Industry Standards Maintenance Organization (MISMO), Epperson has co-authored many real-estate industry national data standards and currently serves on many of industry committees, workgroups and organizations. Named a “Technology All-Star” by Mortgage Banking Magazine in 2009, he has also served on PRIA’s Board of Directors and MISMO’s Residential Standards Governance Committee. In 2018 he received MISMO Outstanding Contribution Award for his commitment to the advancement of eMortgage solutions and accessibility and was named a Tech Trendsetter in 2020 by HousingWire. Epperson received his M.S. in Computer Science from the University of Arkansas at Little Rock.

Mark Hughes is responsible for Evolve’s overall capital markets strategy, including the development of new risk and review services, client experience and rating agency relations. Hughes has held senior management positions at leading due diligence firms and solutions providers for more than 20 years. Prior to joining Evolve, he was the co-founder and CEO of New Diligence Advisors, a national TPR firm and executive vice president of business development and industry affairs for Clayton Holdings. His other roles included serving as president and COO of the Bohan Group, which he led to become a leading mortgage due diligence firm. Hughes began his career in mortgage finance at Salomon Brothers (now Citigroup). An active member of the Structured Finance Association and a frequent speaker at numerous residential mortgage industry conferences, he holds a Bachelor’s in Business Administration and Accounting from the Gabelli School of Business at Fordham University.

Joseph Mayhew manages loan underwriting and client relations for Evolve’s largest clients, leveraging more than 15 years of mortgage credit and secondary market experience. In previous roles, he has run a correspondent lending business and helped build quality assurance departments at two national banks. Mayhew was also the founder and CEO of The Mortgage Store, a correspondent lender in Jacksonville, Florida, where he oversaw all daily operations. He holds a Bachelor’s in Finance from Florida State University and is a licensed financial analyst.

Ann Gibbons is responsible for business development at Evolve, as well as the company’s strategy within the capital markets sector. Prior to joining Evolve, Gibbons was the co-founder and head of business development at New Diligence Advisors, a national TPR firm. Much of her career was spent at Clayton Holdings, where she built and managed some of the firm’s largest client relationships. Earlier, she served as COO at The Murrayhill Company, a pioneer in credit risk management and surveillance, where she was a key contributor to the company’s strategic direction and growth until its acquisition by Clayton. A CPA, Gibbons holds a Bachelor’s in Accounting from the University of Maryland and an MBA from the Daniels College of Business at the University of Denver.

Steven Bonner oversees Evolve’s support department and technology infrastructure. He has more than 15 years of IT experience, a majority of which has been spent holding technology management roles in the financial services industry. Bonner’s expertise includes system administration, database administration, network topology, application code and security. Prior to joining Evolve, he oversaw all technology for Lenders Asset Management Company, a national foreclosure management company that helped multiple lending institutions mitigate the loss of mortgage defaults. He graduated from the University of Colorado at Boulder, where he studied economics and specialized in developing econometric forecasting applications.

Percy Johnson is a mortgage technology and robotic process automation expert with more than 20 years of combined leadership experience in the technology, banking and mortgage industries. Previously serving in executive roles at Morgan Stanley, Bank of America and Countrywide, Johnson is highly skilled at helping lenders leverage artificial intelligence, machine learning and computer vision to automate mortgage document processing and remove manual processes. He graduated from Boston University.