Paul Anselmo

Chief Executive Officer

Mr. Anselmo brings more than 30 years of experience in the banking and mortgage industries. Prior to founding Evolve Mortgage Services (Formerly MRN3), Anselmo served as President and CEO of Mortgage Resource Network (MRN), a Business Process Outsource and technology provider to the mortgage industry which he founded in 1999. Clayton Holdings acquired the company in 2006 with Anselmo serving as a member of the executive management team.

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Gregg Meyer


Mr. Meyer brings 30 years of mortgage banking experience, with progressive management responsibilities in both sales and operations. He began his career in consumer finance, then transitioned to focus specifically in mortgage banking.

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Mark Hughes

Managing Director

Mark Hughes is a Managing Director of Evolve Mortgage Services. In this role, he is responsible for the overall capital markets strategy, including the development of new risk and review services, client experience and rating agency relations.

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Ann Gibbons

Managing Director

Ann Gibbons is a Managing Director at Evolve Mortgage Services and is responsible for overall business development and strategy within the capital markets sector.
Prior to joining Evolve, Ann was Co-Founder and Head of Business Development at New Diligence Advisors, a national third-party review firm

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Cathy Hunt

Chief Operating Officer

Cathy is the Chief Operating Officer at Evolve Mortgage Services. She has seen success at every stage of her 20 years in the mortgage industry, spanning from origination to closing and funding services.

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Charles Epperson

Chief Technology Officer

Charles E. Epperson is the Chief Technology Officer for Evolve. He has over 20 years of Information Systems and IT management experience in the areas of operations, programming, business analysis, software design and development, and electronic commerce and eMortgage technologies / implementation.

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Joseph Mayhew

Chief Credit Officer

Joseph Mayhew is the VP of Closed Loan Credit Services at Evolve Mortgage Services. He joined the Evolve team in 2012 and since that time has managed underwriting and client relations for our largest clients. With more than 15 years of Mortgage Credit and Secondary Market experience..

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Mike Romano

SVP Business Development

Mike Romano is a Senior Vice President and leads business development efforts at Evolve Mortgage Services. His career in lending spans 15+ years focusing on credit risk, loan origination, and mortgage technology. Having worked for large U.S. lenders, Big 4 Consulting firms, and launching his own Fintech company, Mike brings a unique blend of financial and mortgage technology knowledge and leadership experience to the team.

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Steven Bonner

Technology Director

Steven Bonner is the Information Technology Director of Evolve Mortgage Services.  He joined our team in 2013 and oversees our support department and technology infrastructure.  His professional career includes over 15 years of experience, a majority of which has been spent holding technology…

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Heather Riccardi

VP Product Management - Production Technologies

Heather Riccardi is the Vice President of Product Management for Production Technologies at Evolve Mortgage Services, since 2015, her responsibilities include a concentration in Strategic Operational Projects and Support, Business/Data Analytics, and Reporting.

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Mike Fleming

Chief Risk Officer

Mike Fleming is a Senior Underwriter who has worked with Mortgage Resource Network (MRN) and MRN Cubed since 2001. As Chief Risk Officer and Equity Partner, Mike oversees Evolve’s prior approval underwriting and closed loan due diligence projects. He is a certified instructor and served 4 years on the staff of Baylor University extension campus.

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Kathy Stiles

VP Underwriting Services

Kathy Stiles is VP, Underwriting Services. She is a versatile professional with comprehensive experience in mortgage auditing and underwriting.

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